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Reliant Mortgage Lending Partners (RMLP)
Innovative thinking - it's what sets Reliant Home Mortgage.com apart from the crowd. Innovative products. Innovative commission structures. Innovative new programs to help you get the deal done. Register today to get access to our credit matrix, underwriting guidelines, and other valuable resources available in this section for registered brokers.
Reliant will enter into RMLP agreements with the Mortgage Brokerage community to allow brokers to pre-approve Reliant mortgages in accordance with the underwriting guidelines.
Benefits of Being a RMLP
- Reliant's mortgage products
- High Ratio Mortgage
- Up to a 55 year ammortization.
- A and B client-based non-prime lending guidelines.
- LTV of 85% available!
- Interest-only payment option available
- Conventional Mortgage
- Up to a 55 year ammortization.
- A, B, and C client based non-prime lending guidelines.
- Interest-only payment option available
- Underwriting Guidelines
- The best Loan To Value ratios for A to C customers is second to none in the industry.
- Lower Beacon score for higher credit grades.
- Recognition of the self-employed.
- Access to Reliant's current and future innovative product suite.
- Customer loyalty builds a business and a brand
- Fees included in mortgage.
- Lower monthly payments.
- Longer amortized periods.
- Instant approval of mortgage by Broker.
- Broker loyalty by client: the Broker is the contact point for all renewals and refinance options by the client on Reliant products.
Reliant's Competitive Advantage
- Advantages
- Mortgage Brokerage approval ratio greatly improved.
- Ability to earn a trailer fee on mortgage refinancing. The Mortgage Broker will be advised 6 months in advance of impending renewal.
- Ability to up-sell the client on other ancillary products on initial and subsequent renewals.
- Increased client base and loyalty.
Job Loss Protection Program
Should the borrower lose their job, through no fault of their own, Reliant’s one of a kind Job Loss Protection Program will pick up the slack. As long as your mortgage is in good standing and you have been working a minimum of thirty five hours weekly for a minimum of three months (six months if self employed) simply pick up the phone and call. And after a thirty day waiting period, your benefits will begin and the interest payments will be made for up to six months.
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